What is an FAB Bank Balance Check?
FAB, also known as First Abu Dhabi Bank, is known to be the best and leading bank in the United Arab Emirates. It stands tall amongst banks providing the best financial services both physically and digitally. This bank leverages its expertise and consistency to help localized, geographic, and multinational organizations that want to do business both nationally and globally.
Being one of the most prominent and reliable banking entities, it has a solid reputation worldwide. Furthermore, FAB Balance Check offers a wide selection of banking services and financial strategies to meet the demands of its customer base in terms of all economic conditions worldwide.
Are you looking for authentic and time-saving banking services in the UAE? The Fab Bank Account is your go-to. In this article, we will review the FAB Check, how to open an account, how to check your FAB Balance, and the numerous benefits of having an FAB Account.
Table of Contents
FAB balance checking is a digital service by FAB Bank that helps consumers check their financial holdings and previous track records. It is, therefore, the most easily yet associable way to analyze what leaves and enters your FAB Bank Account.
This service enables users to have quick updates on their financial accounts. The best thing about having the FAB balance enquiry Service is that it will help you ensure that specific funds have successfully been deposited into your bank account.
What is an FAB Bank Salary Account Balance Check?
FAB offers an exceptional service for people who work on nine to five jobs and have to receive their monthly salaries. FAB salary check helps you to make all managing and financial matters easy and on the go. However, the procedure to have a check on your FAB Account is the same as any other FAB Bank Account.
Anyone having an FAB Salary Account gets to have a prepaid card that helps to take out money when in need and also quickly transfer cash to other financial accounts. Moreover, like any other card, prepaid cards will help pay bills and shop in stores and online. These cards are a plus point because ATMs are only sometimes available and ready to use.
What is an FAB Card in UAE?
FAB Credit Cards help people transfer cash quickly with easy monthly payment plans. You can also get more cards to make up for additional ease and flexibility. The best part about FAB Cards in UAE is that you know that all your security and safety are not being compromised at any cost. You can also enjoy all the life luxuries in the UAE, including travel shopping and so much more, in the blink of an eye.
Who is Eligible for an FAB Card?
You can easily apply for an FAB Credit Card if you meet the minimum requirements set by the bank. The primary requirements are:
1. Minimum income requirement of AED 5000
2. Minimum age requirement is 21 years
How do I Open an FAB Account?
There are many types of FAB Bank Accounts, such as savings, salary, and current accounts. However, if you want to open one, you can do it using four methods, which are as follows.
1. Visit your nearest FAB Bank Branch, fill out all the necessary paperwork, and bring all the required documents with you for any vital verification.
2. You can download the official mobile application for FAB Bank, fill out all the information needed, and then submit it.
3. You can fill out their application form online and open your account on the official FAB Bank website.
4. Last but not least, you can fill out the application form over your mobile phone with the help of the FAB Customer Service representative.
Also, double-check all the documentation, including mobile numbers, identity, and address, to ensure there is no issue opening your account. Once you have successfully opened your account, you can get your debit card and transfer and withdraw money when you need it.
How to Activate FAB Mobile Banking?
To access FAB Mobile Banking, you must have your Debit Card in hand. When you get it, you must follow the following steps to complete the procedure and activate your Mobile Banking.
Step 1: Go to your mobile phone’s app store or Play Store and download the FAB Mobile App. Both Apple and Android users can easily do this.
Step no. 2: Install the application and set up your bank account.
Step 3: To activate the bank account, you must enter the correct information related to your Debit Card and the OTP received on your mobile number or email address.
Step 4: Follow the directions displayed on the screen to create a secure login password for your account.
After you complete the registration process, you will have easy access to all your digital banking. You can quickly pay your bills, check your accounts, and transfer cash to other users via the app.
How to Check FAB Balance? A Step-By-Step Guide
Balance checking has always been challenging. There are three easy yet secure ways to complete your FAB Balance inquiry. The methods are listed as follows:
1. Check your bank balance through the FAB Bank Website.
2. Check your bank balance through the ATM.
3. Check your bank balance through the FAB Mobile Application.
Here is the comprehensive and step-by-step guide you will need to stay updated.
Using the FAB Bank Website:
The easiest way to check your bank balance is to use the FAB Website.
1. First, go to the FAB Official Website and open the card service page. You will see two open boxes. Enter the required information in the boxes that require your login information to easily log in to your bank account.
2. Now, enter the last two numbers of your Credit Card in the first box.
3. Then, enter the 16-number ID number of your Credit Card in the second box.
4. After entering all the required information, click on the login button.
5. You will be directed to the account page. Here, you can quickly check your bank balance and other details.
Using the bank ATM offline:
If you are out of internet services and need to check your balance offline, you can go to your nearest FAB bank.
1. Go to the FAB bank ATM near you and enter your credit card.
2. The screen will display several options, including transfer, deposit, and withdrawal. Click on the ‘check the balance’ option.
3. Now, you have to enter your card PIN. Enter it down, and now quickly check your account balance.
Using the FAB Mobile App:
You can easily access the mobile application when you have a strong and secure internet connection. It is available on both Apple and Android devices.
1. Download the FAB Mobile App from your Play Store or Apple Store.
2. When installed, click on it and log in to the bank credentials. If you are new to it, you must enter your Credit Card number or user ID and the password you received in your email or phone number. Then, generate a 6-number solid PIN.
3. When signed in, you have access to your bank details. You can view your bank balance on the home page, as well as other important withdrawal and transfer details of past transactions.
Required Documents for an FAB Account
The required documents depend on your residency status:
- UAE Residents: Emirates ID, passport (copy), proof of address, and salary certificate (if applicable).
- Non-Residents: Passport (copy), resident visa, proof of address in your home country, and a letter from your employer (if employed in the UAE).
Why Check Your Bank Balance Regularly?
It is crucial to regularly check your Bank Balance, as this will assist you in keeping track of your finances responsibly. Here’s why:
- Expenditure should be monitored to ensure that it’s in line with the budget.
- It would help if you were alert to any unauthorized transactions and fraudulent activities as soon as possible.
- Overdrafts and other associated charges can be avoided.
- Make sure that you plan for your future expenditures and achieve your goals efficiently.
What are the Benefits of an FAB Bank Account?
Having an FAB Bank Account can give you numerous advantages. You can earn several FAB rewards on every purchase and pick rewards of your choice. You can also avail of special and discounted offers from luxury retailers in the UAE. Another plus point is that you can have a free platinum Master Card. In the future, you can use that Master Card to access several airport lounges using an FAB MasterCard Debit Card.
What are the Benefits of an FAB Current Account?
Having an FAB Current Account lets you have availability to numerous life luxuries and shopping advantages. Below are some of the benefits of an FAB Current Account:
- It offers four complimentary cash withdrawals from the FAB ATM in the UAE.
- Gives total access to almost all Middle Eastern airport lounges.
- Three months after purchasing, you have complete purchase assurance on all your cash transactions.
What is the benefit of the FAB salary account?
Customers with an FAB Bank Salary Account are eligible for various perks, such as an added Debit Card, limitless free withdrawals at all FAB Bank ATMs, and notifications via SMS and Email. Moreover, you have access to FAB’s cutting-edge digital and Mobile Banking features. Additionally, users can take advantage of affordable rates on Credit Cards and financial loans.
FAB Cash Backs
For those with salaries, FAB offers CashBack incentives. Every salary transfer leads to a distinct amount of CashBack, which varies based on your country’s citizenship (foreign or UAE citizen), monthly wage range, or both. You can purchase goods, make bill payments, or get cash withdrawals with the CashBack.
Earnings | CashBack (UAE National) | CashBack (Expatriate) |
AED 0 – 2,999 | 0 | 0 |
AED 3,000 – 4,999 | Up to AED 1,000 | Up to AED 500 |
AED 5,000 – 14,999 | Up to AED 2,500 | Up to AED 1,500 |
AED 15,000+ | Up to AED 5,000 | Up to AED 2,500 |
What is the Bonus for Opening an FAB Bank Account?
Here are the perks you will experience after opening an FAB Bank Account.
- Receive your initial FAB incentives, which can be worth up to 3,750 AED.
- Once your paycheck is transferred to FAB, your Bundle Rewards will double.
- Get an extra 2,500 AED in FAB Awards when you take out a private, auto, or mortgage costing 50,000 AED or much more.
What is the Minimum Balance in the FAB Account?
In general, if you own a default saving FAB Account, an FAB Bank has no balance restriction. However, if you have a personal savings bank account in an FAB Bank, you need to maintain a minimum balance of AED 3000 over time. You’ll be charged a penalty of 10 AED each month if your account goes below 3,000 AED.
What is FAB Swift Code?
The First Abu Dhabi Bank (FAB) Swift Code in UAE, also known as BIC (Bank Identifier Code), is NBADAEAA. This unique alphanumeric code is used to identify specific banks like FAB Accounts and financial organizations during international money transactions around the globe.
Here are some of the situations when you’ll require the FAB Swift Code:
- Money can be sent overseas from your FAB account to the beneficiary’s account at another bank.
- You can receive international funds in your FAB Account from overseas.
If you’re providing a FAB Swift Code, make sure you include all its characters, as this will prevent any errors or delays in processing.
What is the FAB Customer Care Number?
If you have any concerns about FAB Bank Services, you can contact its customer care team by phone at 600 52 5500 or through its official website. However, please keep in mind that this number is only applicable to UAE residents.
For Customers within the UAE | For Customers outside of the UAE |
600 52 5500 | +971 681 1511 |
If you’re outside the UAE, you can also reach them by dialing +971 681 1511. Their website has social media profiles on Twitter, Instagram, Facebook, LinkedIn, etc.
Conclusion
The FAB Balance check facility has made things so convenient for its consumers. Now, each user can keep track of all their cash, withdrawals, and balance checking in hand. FAB Bank, working on secure encryption technology, enables users to have a safe and trustworthy experience.
By following the simple and easy methods mentioned above, you will have your balance checked in no time and at great convenience. Managing and tracking your financial details has never been more secure and easy.
Frequently Asked Questions (FAQs)
The biggest bank in the United Arab Emirates is First Abu Dhabi Bank (FAB). It was established as a consequence of the National Bank of Abu Dhabi (NBAD) and First Gulf Bank (FGB) uniting.
When your bank retains a portion of your money for a set duration of time, it’s commonly known as a “block amount.” This typically occurs when you use your debit or credit card to carry out a transaction, such as withdrawing cash from an ATM. The entire amount will be retained until the deal has been finalized.
In most cases, cash deposits at FAB branches are immediately reflected in your account. However, the deposits you make via ATMs or online transfers may take 1 to 2 working days before they show up.
Yes, you can open an FAB account online via the FAB mobile application or official website, making the process easy and convenient.
If you need to remember your FAB Mobile Banking Passcode, you can easily reset it through the FAB Mobile Banking App. Just click on: “Forgot Password”, then follow the on-screen instructions, and you’ll be guided through the process to confirm your identity and will be able to create a new password.
If you suspect fraudulent activity on your FAB Account, you should contact FAB Customer Service as soon as possible. They will guide and assist you in taking all the necessary steps to secure your FAB account and investigate this matter.
Yes, FAB offers various reward programs based on your account type. With an FAB account, you might earn rewards from various reward programs, including discounts, reward points, cashback incentives on purchases, loyalty programs, and other promotions offered by the bank.
If you don’t have an internet connection, then yes. You can still check your FAB Bank Balance at an FAB-affiliated ATM or by contacting the FAB Customer service via the phone call.